How we can
help with your next build

Our team has a broad range of experience across finance and property. We specialise in construction loans and love helping ambitious Australians build their own homes!

We've streamlined the construction loan process

Focus on the exciting part – like choosing your floorplan and finishes – and we'll do the research to find you a competitive finance solution.
We spend time with you to understand your goals and requirements
We analyse thousands of loan products to determine the right fit
We making sure your application presents a strong case to the lender
We stay in touch as milestones are reached in the construction process
Construction loans
Key benefits
What to consider
Government grants

How construction loans work

Geelong Construction Finance team
If you have big plans to build a home of your own, constructions loans can help you get there.
Purpose-built finance
Staged release of funds
Reduced repayments early on

The home builder's dream

Geelong Construction Finance team
Just some of the reasons why so many young Australians are building their very own home.
Choose your own floor plan and furnishings
Save on Stamp Duty
Move in and enjoy!

What to consider when building

Geelong Construction Finance
Thousands of finance options are available to you, so it pays to check you're getting the best deal on your existing mortgage.
Research the right location for your lifestyle
Decide what features you need in your build
Speak to the local Council about regulations

There may be support available

We can let you know if you qualify for any government grants and take you through the process of applying and securing the funding.
First Home Owners grant
First Home Loan Deposit scheme
HomeBuilders grant

Answers to Frequently Asked Questions

You can find answers to some of the most frequently asked questions here. Feel free to send us a message if you don't find what you are looking for.
Have questions?
Want to know more? Get in touch for a complimentary strategy call. You can expect absolute transparency, genuine support and a fuss-free journey to your property dreams.
About us
We guide you through the construction loan maze, and make sure you’re better-informed than when you started.
Are construction loans available to owner-builders?
Generally not. Instead, you’ll need to have a contract with a licensed builder.
How can I make sure I'm getting a quality build?
It’s up to you to make sure you’re happy with the quality of construction. You should do regular checks of the workmanship, and if you’re not exactly sure what to look out for, you may want to consider hiring a qualified building expert to check things over before you sign off on payment to the builder.
Will I need a new construction loan if I decide to renovate later on?
No, a construction loan with progressive drawings isn’t always needed – especially if you’re simply looking to make cosmetic changes to the internal rooms of your home.
What's the difference between a fixed price contract and a cost-plus contract?
A fixed price contract is where the builder agrees to complete the construction for a set amount. A cost plus contract is where the builder agrees to complete specific work for a set amount, however the contract contains rise and fall clauses – which means you can be charged for increased labour or supply costs.
Geelong Construction Finance builder

Ready to build your dream home?

Download our home builders guide to get started.
Lead Generation
Contact Geelong Construction Finance today to explore the best mortgage broker services for your construction loan needs. Our local mortgage brokers are at the ready to assist you in building your dream home or renovating your property. Find a reliable mortgage broker near you and start your journey towards a successful home construction project.
Credit Representative Number 489530 is authorised under Australian Credit Licence Number 391237.

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
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