Who can construction loans help?

Partner with Geelong Construction Finance and work with one of our award-winning mortgage brokers. With us, you can turn your dreams of building a house into a reality. Whether you already own a plot of land or you're planning to renovate your current home, our construction finance options provide the flexibility you need to fund your big plans. As your licensed mortgage broker, we are committed to guiding you through the entire process and ensuring that you receive the best possible outcome.

Our team of experienced mortgage brokers understands the intricacies of construction finance and will work tirelessly to explore the market to find the best construction loan lenders for you. We have established strong relationships with reputable lenders, allowing us to negotiate the most favourable terms on your behalf. By partnering with us, you can maximise your borrowing power and secure competitive interest rates.
Buy land and build
Build on existing land
Fund renovations
Build an investment

Buy a home and land package

Geelong Construction Finance Loans
Embrace the growing trend among young Australians who are seizing the opportunity to build their own homes. At Geelong Construction Finance, we offer diverse finance options to ensure you find a mortgage broker who provides the best rate on your construction loan. Our dedicated team of award-winning local mortgage brokers is committed to assisting you at every step, making your home and land package purchase a seamless and hassle-free experience.
With our dedicated and knowledgeable mortgage brokers by your side, you can trust that you're getting the best financial advice and assistance throughout the entire construction loan journey.
Guiding your through the process
Scouring the market for winning deals
Crafting a winning application

Ready to build your home?

Geelong Construction Finance team
Build on existing land with the assistance of our expert lending advice. If you've been patiently holding onto the perfect plot and are now ready to build your dream home, Geelong Construction Finance is here to guide you through every step. Our construction loans are designed to provide the necessary funds in stages, ensuring a smooth cash flow throughout the build process.
At GCF, we understand that building a home is a significant undertaking. That's why we offer tailored construction finance solutions that align with your unique needs and objectives. Our experienced mortgage brokers will work closely with you to assess your financial requirements, explore the most suitable loan options, and secure the necessary funds to bring your dream home to life.

Build your dream home

Geelong Construction Finance team
Finding yourself longing for a more spacious property? Or perhaps your family has outgrown your home. Regardless of the reason, our experienced mortgage brokers help you explore the option of construction loans to fund your renovations in a cash-flow-friendly manner. As licensed mortgage brokers with access to the best construction loan lenders, we can guide you through the process.
With a construction loan, funds are released in stages as you reach each building milestone, ensuring efficient use of your financial resources. During the construction phase, you'll only need to pay off the interest component of the loan, providing you with greater flexibility.

Build your property portfolio

Geelong Construction Finance team
Unlock the potential of property investment with a local mortgage broker who knows the region. As an experienced team, we understand the opportunities that arise from buying off-the-plan. Our home building loans offer interest-only options to maximise your cash flow and help you build a successful property portfolio.
With our extensive market knowledge and access to a wide range of lenders, we assist you in securing the best construction loans tailored to your investment goals. Whether you're a seasoned investor or just starting your property investment journey, our mortgage advisors are dedicated to helping you make informed decisions and achieve optimal outcomes.

Answers to Frequently Asked Questions

Looking for answers about construction loans and our mortgage broker services? Here are some of our most frequently asked questions. If you can’t find what you're looking for, feel free to send us a message.
Have questions?
Want to know more? Get in touch with us for a complimentary strategy call. At Geelong Construction Finance, we prioritise absolute transparency, genuine support, and a fuss-free journey to help you achieve your property dreams.
About us
We specialise in guiding you through the construction loan interest rate maze, ensuring that you are better informed than when you first started. Our team of experienced mortgage brokers is here to provide expert guidance, making the construction loan process as smooth and straightforward as possible.
Are construction loans available to owner-builders?
Generally not. Instead, you'll need to have a contract with a licensed builder. Our team can connect you with trusted builders in the Geelong area.
How can I make sure I'm getting a quality build?
We recommend regular workmanship checks to ensure your satisfaction with the construction process. If needed, you can hire a qualified building expert for professional inspections before finalising payments to the builder.
Will I need a new construction loan if I decide to renovate later on?
No, a construction loan with progressive drawings may not be necessary for cosmetic changes to the interior of your home. Our team can guide you on suitable finance options for renovations.
What's the difference between a fixed price contract and a cost plus contract?
A fixed-price contract establishes a set amount for completing the construction, while a cost-plus contract allows for charging additional labour or supply costs. Our mortgage advisors can help you understand the contract options and assist in making the right choice for your project.
Geelong Construction Finance builder

Ready to build your dream home?

Download our home builders guide to get started.
Lead Generation
Contact Geelong Construction Finance today to explore the best mortgage broker services for your construction loan needs. Our local mortgage brokers are at the ready to assist you in building your dream home or renovating your property. Find a reliable mortgage broker near you and start your journey towards a successful home construction project.
Credit Representative Number 489530 is authorised under Australian Credit Licence Number 391237.

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
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